Personal insurance

Everything about

collectable car insurance

Pricey wheels don't have to = pricey premiums.

Everything about Collectable car insurance

Pricey wheels don't have to = pricey premiums.
Personal Collectable Car - Everything About Image
Personal Collectable Car - Everything About Image

In a nutshell

Some cars are super special… Like classic and high-value collectable models. And, if you own a special collectable car, chances are good that you don’t drive it every day. That’s why we recommend chilli insurance for it.

In a nutshell

Some cars are super special… Like classic and high-value collectable models. And, if you own a special collectable car, chances are good that you don’t drive it every day. That’s why we recommend chilli insurance for it.
Please note:
While we aren’t selling chilli cover for ‘regular’ cars at the moment, we’ll still cover your collectable cars under chilli.
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Keeping track of your mileage

Here's the deal: We need to know what your monthly mileage is, so we've made it as easy as possible to submit it. You can either:
  • Install a chilli-approved tracking system, which will update us automatically.
  • Update your monthly mileage yourself on our app , for free.

Keeping track of your mileage

Here's the deal: We need to know what your monthly mileage is, so we've made it as easy as possible to submit it. You can either:
  • Install a chilli-approved tracking system, which will update us automatically.
  • Update your monthly mileage yourself on our app , for free.
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Personal Portable Possessions - App SSP Mileage Screenshots
Personal Portable Possessions - App SSP Mileage Screenshots
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Personal Collectable Car - What it's worth
Personal Collectable Car - What it's worth

What it's worth

Because most collectable cars don’t have a formal industry value, you’ll have to give us a valuation certificate for yours. This valuation will help us to determine an ‘agreed value’. This agreed value will be noted on your policy schedule and:
  • Is the maximum amount payable by us in the event of the total loss of your car.
  • Must include the non-standard fitted extras and accessories, as well as any parts and accessories you're storing at the insured address.
  • Won't depreciate.

What it's worth

Because most collectable cars don’t have a formal industry value, you’ll have to give us a valuation certificate for yours. This valuation will help us to determine an ‘agreed value’. This agreed value will be noted on your policy schedule and:
  • Is the maximum amount payable by us in the event of the total loss of your car.
  • Must include the non-standard fitted extras and accessories, as well as any parts and accessories you're storing at the insured address.
  • Won't depreciate.
Please note: It's your responsibility to let us know if your car's value changes.

If you need to claim

We know that parts for your collectable car may be rare. So, if you submit a valid claim for damage, we'll come to an arrangement to cover the necessary parts and labour. If possible, we'll manage the repairs though our accredited providers. However, if this isn't an option, we may pay you cash so that you can manage the repair process.

If you need to claim

We know that parts for your collectable car may be rare. So, if you submit a valid claim for damage, we'll come to an arrangement to cover the necessary parts and labour. If possible, we'll manage the repairs though our accredited providers. However, if this isn't an option, we may pay you cash so that you can manage the repair process.
Please note:
You must do a self-inspection within 30 days of a claim for damage being settled. Failure to do so may affect future claims.