Personal insurance
Everything about
home contents insurance
Meet the king's home contents insurance... Cover for everything that would fall out if you were to turn your home upside down.
Everything about home contents insurance
Meet the king's home contents insurance... Cover for everything that would fall out if you were to turn your home upside down.
In a nutshell
With King Price's home contents insurance you can cover the things that make your house a home. It's that simple!
We've got your goodies covered
From TVs, to sheets, to garden furniture... Our home contents insurance covers all of this and then some!
In a nutshell
With King Price's home contents insurance you can cover the things that make your house a home. It's that simple!
We've got your goodies covered
From TVs, to sheets, to garden furniture... Our home contents insurance covers all of this and then some!
Comprehensive
This covers you for the loss of, or damage to, items in your home, which belong to you or to any members of your household who live with you, but not including tenants.
Fire and fury
This covers everything our comprehensive home contents insurance covers... Except theft or attempted theft. So, fire? Covered. Storm damage? Covered. Robbery? Afraid not.
Comprehensive
This covers you for the loss of, or damage to, items in your home, which belong to you or to any members of your household who live with you, but not including tenants.
Fire and fury
This covers everything our comprehensive home contents insurance covers... Except theft or attempted theft. So, fire? Covered. Storm damage? Covered. Robbery? Afraid not.
Optional cover
You may choose to add the following to your home contents insurance cover. If you do, it’ll will only be covered if it’s separately noted on your policy schedule, and an additional monthly premium is charged for it.
Optional cover
You may choose to add the following to your home contents insurance cover. If you do, it’ll will only be covered if it’s separately noted on your policy schedule, and an additional monthly premium is charged for it.
Power surges and dips
Power surges and dips
Goodies on-the-go
need cover too
Hey, we get that you need to take some of your valued possessions out on the town with you sometimes, like your laptop, tablet, or jewellery... Which is why we also offer portable possessions insurance to keep these things covered wherever you go!
Goodies on-the-go
need cover too
Hey, we get that you need to take some of your valued possessions out on the town with you sometimes, like your laptop, tablet, or jewellery... Which is why we also offer portable possessions insurance to keep these things covered wherever you go!
Things we don't cover under home contents insurance
Have no fear, though... We cover the following goodies under our portable possessions insurance. (Please note that these items must be specified separately.)
Things we don't cover under home contents insurance
Have no fear, though... We cover the following goodies under our portable possessions insurance. (Please note that these items must be specified separately.)
Bicycles
Hearing aids
Cellphones
Drones
Prescription glasses and contact lenses
Bicycles
Hearing aids
Cellphones
Drones
Prescription glasses and contact lenses
Understanding under-insurance
It's important to insure your home contents for their total replacement value (aka what it would cost to replace the items that you're claiming for with new items). If you insure the contents for an amount less than their replacement value, we’ll then pay you proportionately.
So, if the correct total insured value of the home contents at the time of a claim is R400,000 and you insure them for R200,000 only, then you’ll only be compensated for 50% of your loss.
Not sure how much cover you need? This handy form should help:
Understanding under-insurance
It's important to insure your home contents for their total replacement value (aka what it would cost to replace the items that you're claiming for with new items). If you insure the contents for an amount less than their replacement value, we’ll then pay you proportionately.
So, if the correct total insured value of the home contents at the time of a claim is R400,000 and you insure them for R200,000 only, then you’ll only be compensated for 50% of your loss.
Not sure how much cover you need? This handy form should help: