Commercial insurance

Everything about

maintenance, repair and replacement plans (MRRP)

A well-maintained community scheme saves a whole lot of headaches and protects it from difficult situations, like insufficient funds to perform imperative projects!

Everything about

maintenance, repair and replacement plans (MRRP)

A well-maintained community scheme saves a whole lot of headaches and protects it from difficult situations, like insufficient funds to perform imperative projects!
Repairs and Replacement - Everything About Image
Repairs and Replacement - Everything About Image

In a nutshell

The king knows that proactive maintenance saves you time and money. From keeping mechanical systems like lifts and air-con units running smoothly to predicting when repairs or replacements are needed, our 10-year maintenance, repair and replacement plan (MRRP) helps you budget, plan, and stay ahead of the game. 

In a nutshell

The king knows that proactive maintenance saves you time and money. From keeping mechanical systems like lifts and air-con units running smoothly to predicting when repairs or replacements are needed, our 10-year maintenance, repair and replacement plan (MRRP) helps you budget, plan, and stay ahead of the game. 
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Repairs and Replacement - Terms and Conditions
Repairs and Replacement - Terms and Conditions

Required legislation

Our MRRPs comply fully with all current legislation. The Sectional Title Schemes Management Act No. 8 of 2011 (STSMA) requires body corporates or trustees to create a written plan for maintaining, repairing, and replacing common property.

Required legislation

Our MRRPs comply fully with all current legislation. The Sectional Title Schemes Management Act No. 8 of 2011 (STSMA) requires body corporates or trustees to create a written plan for maintaining, repairing, and replacing common property.

Our MRRPs look at these issues

Our MRRPs look at these issues

Routine maintenance & major capital works

This is key in old buildings or buildings that lack maintenance, including damp, internal water leaks, lifts and air-con units breaking down, blocked gutters, electrical faults, and even ‘concrete cancer’.

Major emergency repairs

These repairs mainly relate to any damp and plumbing problems.

Building defects

We also focus on building defects like sub-standard tiling, defective or inappropriate design, and the use of unsuitable building materials.

We’ve got your back

We formulate each MRRP in the same way

We formulate each MRRP in the same way

Major aspects of typical common areas

We inspect all the major aspects of typical common areas like drainage and stormwater systems, electrical systems, plumbing, security systems, roofs, waterproofing and more.

Expected 'useful life' of items

Our reports detail the expected 'useful life' of items. For example, air-con units have a useful life based on their expected running hours and workload.

Capital depreciation of items

We identify and depreciate major capital items (like electronic security systems) separately because the useful life of each component is generally different from that of a building asset. 
Repairs and Replacement - We've got it all together
Repairs and Replacement - We've got it all together

We've got it all together

When you're covered by the king, it's easy to co-ordinate the financial and logistical requirements and resources that are needed to keep your community scheme well maintained.

We've got it all together

When you're covered by the king, it's easy to co-ordinate the financial and logistical requirements and resources that are needed to keep your community scheme well maintained.

Protect yourself

Preparing and implementing an MRRP is a legal non-negotiable, but the real perk is that a proper plan protects you and your residents from nasty surprises. While guidelines exist, forecasting your scheme’s needs and factoring in inflation and other costs can be tricky. Enter our expert consultants. After thorough inspections, assessments and calculations, our experts craft a 10-year MRRP tailored to your community scheme’s needs, income, and risks. It’s legally compliant and easy to understand. The good news? Our MRRP development rates are competitive, with a small annual fee for updates. The great news? Community schemes with MRRPs get royal service for their community insurance. 

Protect yourself

Preparing and implementing an MRRP is a legal non-negotiable, but the real perk is that a proper plan protects you and your residents from nasty surprises. While guidelines exist, forecasting your scheme’s needs and factoring in inflation and other costs can be tricky. Enter our expert consultants. After thorough inspections, assessments and calculations, our experts craft a 10-year MRRP tailored to your community scheme’s needs, income, and risks. It’s legally compliant and easy to understand. The good news? Our MRRP development rates are competitive, with a small annual fee for updates. The great news? Community schemes with MRRPs get royal service for their community insurance. 
Repairs and Replacement - Protect yourself
Repairs and Replacement - Protect yourself
Repairs and Replacement - We won't let wear-and-tear wear you down
Repairs and Replacement - We won't let wear-and-tear wear you down

We won't let wear-and-tear wear you down

Our community insurance covers loss and damage from insured risks, but normal wear-and-tear? Not so much. Just like buildings insurance, claims can be rejected due to poor maintenance, and we definitely don’t want that to happen!

We won't let wear-and-tear wear you down

Our community insurance covers loss and damage from insured risks, but normal wear-and-tear? Not so much. Just like buildings insurance, claims can be rejected due to poor maintenance, and we definitely don’t want that to happen!