You know, in some parts of the world, car insurance is actually compulsory for car owners. This isn’t the case in South Africa as yet, although it has come up that third party car insurance could become a legal requirement in the coming years. Until that day dawns, we’re under no legal obligation to get any level of car insurance whatsoever. Things are different if your car is financed, which is when you have to get comprehensive cover as part of your loan agreement.
But outside of that, it’s not legally mandatory.
This doesn’t mean that we shouldn’t, as road users and car owners, do our bit and get cover. After all, car insurance helps everyone. The king’s comprehensive car insurance, for example, covers the costs of accidents, damage, theft (and heaps more) so that you’re not financially in the dwang, dealing with these costs out of your own pocket. It also means that we may pay for third party damages during an incident involving your car, so these people don’t have to pay for repairs out of their own pockets or sue you for the cash.
So, you see, car insurance is also a useful way to avoid legal troubles, which brings the reasons to get cover up to 3. But if you’re looking for another reason, there’s always the peace of mind you get knowing that the king has your back. Knowing that you have car insurance is a powerful way to get peace of mind and reduce stress when you’re out on the roads.
Sold on the idea of getting car insurance? We bet you are. If this is your first time getting cover, especially from King Price, it’s worth understanding what the minimum requirements for car insurance are. Just note that because car insurance isn’t a legal requirement in South Africa, the actual specifics could vary depending on the insurance provider and the specific policy.
Hint: That’s actually why it’s so important to carefully read the terms and conditions of your insurance policy. It’s also why we’ve gone to such lengths to ensure that all of our policy wording is in plain English and includes everyday examples that bring stodgy insurance concepts to life.
Ready to learn what the minimum requirements for car insurance are? Then let’s crack on.
Here are the requirements for applying for car insurance:
- You must be a South African citizen.
- You must have a South African ID.
- You must be 18 years or older.
- You must have a car to insure and have proof of ownership.
- You must be completely honest when giving us all the details we need to create your policy.
- You must provide your banking details.
Want a commitment-free quote?
Of course you do, and thankfully, it’s super easy to get the king’s simple cheap car insurance. You can click here to get things going online, or even WhatsApp us on 0860 50 50 50.
