There’s lots of talk about how you can reduce your insurance premiums. Most of us already know that you can get your car insurance premium to come down a bit if you request a higher excess. Like, if your monthly premium is R850 and your excess is R3,500 then you can ask your insurer to lower your premium by increasing your excess to R4,000. In this case, your premium might come down to something like R700.
In our kingdom, you can do that too. Because we want the best for you, we’re just quick to point out that you must still be able to afford your excess because this is the amount that you’ll have to pay when you claim.
Of course, there are many ways to save and we haven’t even scratched the surface. So here’s a checklist of techniques you can use to pay as little as possible for our royal cover.
Decreasing premiums
For years now we’ve offered decreasing premiums. It’s exactly how it sounds. Your comprehensive car insurance premium will decrease every single month as the value of your car drops. You know, to make sure that your premium is accurate.
R1 insurance
No, that’s not a typo. Our kingdom actually offers R1 cover for bikes, golf clubs, Apple Watches and hearing aids when you comprehensively insure your car with the king. So, in a nutshell, you’ll be paying your car insurance premium (which will decrease) + R1 to cover any 1 of the items mentioned above.
Multiple car discount
You can save up to 20% on your premium for every additional car you comprehensively insure with the king. When you add 1 car, you get 5% off. For 2 cars, you get 10% off. 3 cars = 15%. And, when you insure 4+ cars with us, you get up to 20% off. The best news? Your premium will be discounted and still continue to decrease every month!
Keep it together
You own a car and live in a pretty sweet house, which you’ve filled with all your stuff. The thing is, your car and your stuff is vulnerable to life going a bit pear-shaped. We hate to say it, but it’s true. Accidents happen. Burglars exist.
And while you can’t always stop these things from happening, you can insure all your valuables with 1 insurer to make life easier for yourself when the paw-paw hits the fan. Not only is this cheaper, but admin-wise it’s also much easier. After all, it’s easier to hunt down 1 policy doc and deal with 1 insurer than 4, right?
Think about it
With R1 cover, decreasing premiums and multiple car discount, it’s easy to see why more and more people are joining our kingdom and walking around with a spring in their step. Keen to join in on the fun? Give our royal client care team a call on 0860 50 50 50. They’ll sort you right out and have you saving ka-ching in no time.
