The ho-ho-holidays are here again! But while it’s a joy to celebrate, it can be hard on your wallet. This year, avoid a holiday debt hangover by rethinking your gifting strategy, managing your spending, and making smart financial moves. Start by following these tips…
Respect your budget
Start by figuring out what you can realistically afford for gifts, decorations, and events. Then (and this is always the tricky part) stick to your budget. No impulse buys, and no last-minute stocking fillers.
Make gifting a mindful practice
Meaningful pressies don’t have to be pricey. Consider DIY or personalised options that show you care, without costing a fortune.
Don’t forget your financial wellness
Consider consulting with a financial advisor or creating a savings plan that you can carry forward into the new year. It’s honestly the best gift you could give yourself!
And while we’re talking about your money, here’s a life hack: Give your insurance a closer look. It might feel like admin, but it’s worth it! Start by assessing what cover you truly need, then shop around and compare quotes and benefits. Except if your first quote is from King Price. We offer competitive comprehensive car cover, and we’re the *only* insurer that decreases your car premium monthly as the car loses value. Plus, if you comprehensively insure multiple cars, you can save up to 20% on your car premium, which still decreases every month. Add optional scratch and dent insurance, car warranty, and shortfall cover, and King Price has you covered. Literally.
This festive season, think ahead to the New Year and consider how much you could be saving. Our unique insurance benefits make us a great choice for budget-savvy South Africans. And, if you’re really disciplined you could stash aside your monthly savings and get a head-start on Christmas 2025.
Click here or WhatsApp us on 0860 50 50 50 for a commitment-free insurance quote.
Psst… This blog provides general info only, and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here.
King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)