As the ruler of your own realm (or driveway), you’ve likely invested a great deal in your noble steed… Er, we mean car. Sorry, sometimes we really get into character. But back to the point. After you’ve spent your money on your very own set of wheels, it makes sense that you would want to protect it in every way possible. That means getting the king’s car insurance to cover you against all those risks, from theft and hi-jacking to accidents and weather damage, and investing in security extras.
Did you know that car security is a big deal in our world? Not only can additional protective measures put your car at a lower risk of theft and hi-jacking, but it can also lower your insurance premiums as a result.
Let’s get stuck into why car security is kind of like your personal king’s guard when it comes to protecting your investment on wheels.
How car security affects your premiums
In the same that a home security system protects your home from unwanted intruders, car security in the form of immobilisers and tracking devices tells thieves not to try their luck. And because of that, it lowers your risk, which is what we look at when we’re calculating your premium. As you can imagine, the stronger your car’s defences, the better you’ll be rewarded in the form of lower premiums.
Essentially, car security features are like loyal knights that help keep both your car and your wallet safe. It could seem like an expensive exercise initially, but consider the financial hit if you don’t do it. We’re talking about the higher premiums associated with minimal security measures coupled with the increased risk of your car being stolen or damaged.
All together, these costs far outweigh what you’d pay for the extra protection.
Let’s talk about the basic defences
At the very least, most insurers will expect your car to have an immobiliser and alarm. These 2 stalwart defenders can make a big difference in preventing theft, and if your car is targeted, these additions can increase the chance of recovering it. It makes sense that we would consider cars with these security measures in place as lower risks to insure. And this translates to lower premiums.
If you don’t have the basics installed in your car, then now is the time to invest in more security conscious measures.
Advanced security tools
You might have a higher-end car or just want extra protection. In that case, you would want to invest in more advanced car security features, like trackers or dash cams. With a tracking device, you’re far more likely to recover your stolen car. And dash cams? These devices can record every detail of your journey, ready to assist with perfect memory recall in the case of an incident.
Tracking devices, in particular, are often favoured by insurers, including us. If your car is equipped with 1, your premiums could see a significant drop because the risk of your car disappearing without a trace is way lower.
The king’s got your back
In this day and age, we can’t afford to be relaxed around our security. It’s far better to beef up your car security with immobilisers, alarms, tracking devices, and dash cams to keep both your car and your premiums in check.
To put it another way… In the kingdom of car insurance, security is king, and it’s time to let your car’s defences reign supreme.
So, what are you waiting for?
WhatsApp us on 0860 50 50 50 or click here for a commitment-free quote for car insurance that you can be sure-sure about.
