Stepping onto the property ladder in South Africa can feel a bit like diving into the deep end without swimming lessons. Fear not, first-time bond applicant, as we’re here to untangle the knots of confusion and arm you with what you need to know about insuring your buildings. Choosing your own buildings cover There’s a rumour on the streets of […]
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5 ways to reduce your buildings insurance premiums
Let’s be honest. Buildings insurance (or homeowners insurance, which is the same thing) doesn’t always feel like a super necessary expense, because it doesn’t seem like you ever really have to put in a claim. That is, until a tree falls through a window or a break-in damages doors, or a massive wind wrecks your fixed and insured solar panels. […]
Read moreDo you need a broker to get buildings insurance
Before we kick things off, we need to clear a few dust bunnies away. Firstly, homeowners insurance is what we call plain old buildings insurance in our kingdom. It’s normally compulsory when you take out a home loan from the bank, and always a good idea if you’re a homeowner. Mostly (if not totally) because the actual structure of your […]
Read moreBuildings insurance is worth more than you think
You need to get your hands on buildings insurance as soon as you own any kind of building, whether it’s the house you live in or the remotely located holiday flat you escape to when the in-laws are threatening to visit. Understanding buildings insurance Basically, buildings insurance takes care of the permanent, built structures on your property like your house and its outbuildings. Many […]
Read moreBuildings vs. home contents
Insurance-talk can be confusing… But not when you’re with the king of insurance! Here’s a breakdown of what we mean by buildings insurance and home contents insurance. If you turned your home upside down, home contents insurance would cover the things that fall out. For everything else on your property, you need buildings insurance. In both cases, you’re comprehensively covered […]
Read moreProtect your home from a fire hazard
House fires are scary. They’re also destructive. Some of our highest claims over the years have been from house fires, showing just how devastating these hazards can be. Sometimes they wipe out the home from top to bottom! We thought it would be a good idea to share how you can protect yourself and your loved ones from house fires. […]
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