Business all risk

Your property

You’re covered for the loss of, or damage to, the property that’s stated on your policy schedule, while anywhere in the world, by any accident or incident that’s not otherwise excluded. This cover is limited to the sum/s insured for these items.

Your guests’ property

You’re covered for the loss of, or damage to, the property of your guests and clients, as stated on your policy schedule, caused by any accident or misfortune arising from any fortuitous circumstances related to commercial hunting and game viewing, as long as such accident or misfortune isn’t excluded.

Loss or damage to property due to or caused by

• Theft from an unattended vehicle (with exceptions listed on your policy schedule).
• Cleaning, repairs, dyeing, bleaching, alteration or restoration.
• Inherent vice or defect, vermin, insects, damp, mildew or rust.
• Your principal, partner, director, member or employee being dishonest.
• Detention, confiscation or requisition by customs or other officials or authorities.
• Wear and tear or gradual deterioration.
• Mechanical, electronic or electrical breakdown, failure, breakage or derangement.

As well as loss, or damage to

• Cash, bank and currency notes, coins, bonds, coupons, stamps, negotiable instruments, title deeds, manuscripts or securities of any kind.
• Goods consigned under a bill of lading.

• Increase in cost of working.
• Non-forced and violent entry.
• Riot and strike.