From cars, to cellphones, to carpets, and everything in between... We've got you (and your belongings) covered! But how exactly do our products fit together, and how can you combine them when setting up your royal policy? Here's an easy-peasy rundown of how it all works:
You can download the PDF document, or view our cover below.
Download cover types document
| Car cover |
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|---|---|
| Motorbike cover |
|
| Home contents cover |
|
| Buildings cover |
|
| Trailer cover |
|
|---|---|
| Caravan cover |
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| Watercraft cover |
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| Portable possessions cover |
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| Personal accident cover |
|
| Car warranty cover | Cover limit depends on car value |
|---|---|
| Bicycle cover | (Only applicable to bicycles bought at Cycle Lab) - R1 insurance |
| Code red cover | - |
| Optional cover | Comprehensive | Chilli | Theft & write-off | Third party, fire & theft | Third party only |
|---|---|---|---|---|---|
| Car hire | |||||
| Credit shortfall | If financed | If financed | |||
| King's cab | |||||
| Tyre & rim | |||||
| Scratch & dent | |||||
| Little dings & tyre things | |||||
| Specified accessories | |||||
| Specified radio | |||||
| R1 insurance for your bike, golf clubs or hearing aid | |||||
| Assist | Comprehensive | Chilli | Theft & write-off | Third party, fire & theft | Third party only |
| Roadside assist | |||||
| Medical assist | |||||
| Accident assist |
| Optional cover | Comprehensive | Third party & theft | Third party only | Theft only |
|---|---|---|---|---|
| Car hire | ||||
| Credit shortfall | If financed | |||
| Specified accessories | ||||
| R1 riding gear | ||||
| Assist | Comprehensive | Third party & theft | Third party only | Theft only |
| Roadside assist | ||||
| Medical assist | ||||
| Accident assist |
| Assist | Comprehensive | Fire & fury (home contents only) |
|---|---|---|
| Home assist |
