Personal insurance

Everything about

scratch and dent cover

Cover that doesn’t scratch the surface or dent your wallet.

Everything about scratch and dent cover

Cover that doesn’t scratch the surface or dent your wallet.
Scratch and Dent - Everything About Image
Scratch and Dent - Everything About Image

In a nutshell

Scratch and dent covers minor repairs to the exterior of your car… Like those mysterious little dings that happen in parking lots, and those annoying spots of tar that stick like superglue.

In a nutshell

Scratch and dent covers minor repairs to the exterior of your car… Like those mysterious little dings that happen in parking lots, and those annoying spots of tar that stick like superglue.

I don't have comprehensive car insurance

You'll need comprehensive car insurance to have optional cover like scratch and dent. If you'd like to get comprehensive insurance for your car, simply click on get a car quote.

I don't have comprehensive car insurance

You'll need comprehensive car insurance to have optional cover like scratch and dent. If you'd like to get comprehensive insurance for your car, simply click on get a car quote.

What’s covered by the king

Buff, polish and shine? When you claim, we’ve got the repair treatment your car deserves. In any 12-month period we’ll pay an unlimited number of claims, up to a limit of R3,000 per claim. The basic excess amount that’s payable by you, as noted on your policy schedule, applies to each claim.

What’s covered by the king

Buff, polish and shine? When you claim, we’ve got the repair treatment your car deserves. In any 12-month period we’ll pay an unlimited number of claims, up to a limit of R3,000 per claim. The basic excess amount that’s payable by you, as noted on your policy schedule, applies to each claim.

What’s not covered by the king

We don’t cover things like:

What’s not covered by the king

We don’t cover things like:

Our scratch and dent T’s & C’s

Our scratch and dent T’s & C’s

Scratch and Dent - Accumulation

Accumulation

You can’t accumulate damage, and must claim per incident.
Scratch and Dent - Comprehensive cover

Comprehensive cover

You can only have scratch and dent cover if your car is comprehensively insured with us."
Scratch and Dent - Selective repairs

Selective repairs

You can’t elect to only have certain damage repaired. All damage will be taken into account when calculating the cost of a repair.
Scratch and Dent - Transferability

Transferability

If you sell the insured car, the remaining part of this policy can’t be transferred to the new owner or your new car.