Personal insurance
Everything about
motorbike insurance
Introducing the king’s rev-olutionary motorbike insurance! Insure your ride today and enjoy ultimate peace of mind.
Everything about motorbike insurance
Introducing the king’s rev-olutionary motorbike insurance! Insure your ride today and enjoy ultimate peace of mind.
In a nutshell
The king offers a wide range of motorbike insurance options to suit every need and budget. (Check out all our cover options below.) Based on the option you choose, you could enjoy cover for things like accident damage, theft, hi-jacking, damage to other people’s property, and more.
We also offer you the option to insure your motorbike gear for just
R1 a month
if your motorbike’s comprehensively insured with us.
In a nutshell
The king offers a wide range of motorbike insurance options to suit every need and budget. (Check out all our cover options below.) Based on the option you choose, you could enjoy cover for things like accident damage, theft, hi-jacking, damage to other people’s property, and more.
We also offer you the option to insure your motorbike gear for just
R1 a month
if your motorbike’s comprehensively insured with us.
Just to be clear
We do things a little differently, so here are some terms you might not have come across before, but which are important to our motorbike cover:
Just to be clear
We do things a little differently, so here are some terms you might not have come across before, but which are important to our motorbike cover:
Named rider
When your motorbike’s insured with King Price, only the named rider noted on your policy schedule will be covered in the event of a claim. This means there won’t be cover if anyone else rides your motorbike.
Motorbike
Any South African NATIS-registered motorbike, excluding full off-road bikes, quad bikes, trail bikes, pit bikes, buggies, side-by-sides, and hyper superbikes
Agreed value
The agreed value noted on your policy schedule refers to the amount the motorbike is covered for. We must agree on this value, and it won’t depreciate, which means your motorbike premium won’t decrease monthly. It’s your responsibility to review this agreed value at least every 6 months.
Named rider
When your motorbike’s insured with King Price, only the named rider noted on your policy schedule will be covered in the event of a claim. This means there won’t be cover if anyone else rides your motorbike.
Motorbike
Any South African NATIS-registered motorbike, excluding full off-road bikes, quad bikes, trail bikes, pit bikes, buggies, side-by-sides, and hyper superbikes
Agreed value
The agreed value noted on your policy schedule refers to the amount the motorbike is covered for. We must agree on this value, and it won’t depreciate, which means your motorbike premium won’t decrease monthly. It’s your responsibility to review this agreed value at least every 6 months.
Choose the cover you want
Choose the cover you want
Comprehensive
This covers you for accident damage, theft and hi-jacking, and for damage to other people’s property as the result of an accident that you’re involved in.
Third party and theft
Here, you’re covered for theft and hi-jacking, as well as for damage to other people’s property as the result of an accident that you’re involved in.
Third party only
Some cover is way better than no cover at all. Here you’re covered for damage to other people’s property as the result of a motorbike accident that you’re involved in. So, damage to your motorbike? Not covered, hey.
Theft only
This covers you for (you guessed it) loss caused by theft or hi-jacking, including attempted theft and hi-jacking.
Comprehensive
This covers you for accident damage, theft and hi-jacking, and for damage to other people’s property as the result of an accident that you’re involved in.
Third party and theft
Here, you’re covered for theft and hi-jacking, as well as for damage to other people’s property as the result of an accident that you’re involved in.
Third party only
Some cover is way better than no cover at all. Here you’re covered for damage to other people’s property as the result of a motorbike accident that you’re involved in. So, damage to your motorbike? Not covered, hey.
Theft only
This covers you for (you guessed it) loss caused by theft or hi-jacking, including attempted theft and hi-jacking.
No inspection = no cover
Unless your motorbike is brand-new, it’s a condition of cover that you have it inspected when you take out the kings’ motorbike cover. You can self-inspect via our self-service portal (it’s super quick and easy) or take your motorbike to an approved inspection centre.
No inspection = no cover
Unless your motorbike is brand-new, it’s a condition of cover that you have it inspected when you take out the kings’ motorbike cover. You can self-inspect via our self-service portal (it’s super quick and easy) or take your motorbike to an approved inspection centre.
What's not covered by the king
Unfortunately, the king doesn’t cover things like:
What's not covered by the king
Unfortunately, the king doesn’t cover things like:
Racing
Earning an income
Loss or damage for misplaced keys
Liability to others
Unroadworthy motorbikes
Racing
Earning an income
Loss or damage for misplaced keys
Liability to others
Unroadworthy motorbikes
What you use your motorbike for
Motorbikes that are used for the following aren’t covered by the king:
What you use your motorbike for
Motorbikes that are used for the following aren’t covered by the king:
Emergency services
Law enforcement
Taxi purposes or passenger transport
Collections and deliveries
Emergency services
Law enforcement
Taxi purposes or passenger transport
Collections and deliveries
Track days are a go
When your motorbike’s covered by the king, you’re covered, up to the agreed value, for accidental damage that happens while you’re at an approved track school (check out the table below) provided that we’ve given authorisation in writing for your participation.
Track days are a go
When your motorbike’s covered by the king, you’re covered, up to the agreed value, for accidental damage that happens while you’re at an approved track school (check out the table below) provided that we’ve given authorisation in writing for your participation.
Please note:
That track school cover doesn’t extend to third party damage or liability. You’re not covered for open track days, all-night track events or any form of racing, and you’re also not covered if you’re carrying a passenger at track school.
Scroll to compare
| Track school | Province | Contact | Phone no. |
|---|---|---|---|
| Trackdaze | Gauteng | Arno | 083 332 5767 |
| Michelin Superbike School | Gauteng | Dirk | 083 332 5767 |
| Superbike track days | Gauteng | Clinton | 083 887 2053 |
| Redstar Rider Training | Gauteng | Quintin | 076 624 6972 |
| King Price/ Clint Seller track days | Gauteng | Clint | 083 700 2111 |
| Moto Rider Academy | Free State | Andre | 084 507 5767 |
| Mike Hopkins track days | Western Province | 021 461 5167 | |
| Suzuki South track days | Western Province | 021 761 0157 |
Frequently asked questions
Frequently asked questions
What's a 'named rider'?
A named rider is the person who rides the motorbike most often. In order to be covered, they must be noted as the named rider on your policy schedule.
What’s an agreed value?
This is the amount that your motorbike is insured for. You and we must agree on this value, which must include your motorbike’s non-standard fitted extras and accessories.
What types of motorbikes do you cover?
The king covers South African NATIS-registered motorbikes.
Is the use of my motorbike important?
Yes! It’s vital that you insure your motorbike for the correct use (aka private or business use) as this influences your cover and premium.
Do I need a licence to insure my motorbike?
Yep, to get the king’s motorbike cover, you need a valid South African motorbike licence or learner’s licence. Unfortunately, we won’t cover you for riding with an endorsed licence or without a valid licence.
Where’s my motorbike covered?
It depends on what you use it for:
- Private use = SA, Botswana, Lesotho, Mozambique, Namibia, Swaziland, Malawi, and Zimbabwe.
- Business use = only SA.
Couldn't find the answer to your question?
Don't worry, we're here to help you! You can either read through our full FAQs and if you're still not sure, you can
WhatsApp
or call us on
0860 50 50 50
.
