Retailers

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In a nutshell

By ‘retailer' we mean: A business or person that sells goods directly to the consumer, as opposed to a wholesaler or supplier, who generally sell their goods to other businesses (B2B). Retail plays a very important role in the South African economy and shopping centres are at the heart of our country's significant economic growth.

Key benefits

We provide specialist agricultural cover for all farmers' vehicles, implements & property for both personal & business assets all under 1 policy.

Motor premiums that decrease monthly, as the value of your motor depreciates.

We provide specialist agricultural cover for all farmers' vehicles, implements & property for both personal & business assets all under 1 policy.

Motor premiums that decrease monthly, as the value of your motor depreciates.

Target market

We service all retailers, with special focus on retailers of

Food & beverage stores.

Hardware, paint & glass.

Home furniture, appliances, spares & equipment.

General goods, cosmetics & toiletries.

Textiles, clothing and footwear.

Food & beverage
stores

Hardware,
paint & glass

Home furniture,
appliances, spares & equipment

General goods,
cosmetics & toiletries

Textiles, clothing
and footwear

Retailers cover

Buy the best cover in town, when you join our royal family.

What's covered by the king

Accounts receivable.
Capital additions.
Cross liabilities.
Deterioration of foodstuffs.
Emergency medical expenses.
Employees' & visitors' property.
Fire extinguishing charges.
General liabilities.
Gratuitous advice.
Labourers, contractors & employees omissions.
Load shedding power surges.
Locks & keys.
Loss of water.
Machinery breakdown.
Malicious damage.
Power surges & lightning strikes.
Prevention of access.
Property temporarily removed.
Public supply connections.
Rent & alternative premises.
Security costs.
Skeleton keys.
Spread of fire.
Tenant's liability.
Water heating systems & pressurised pipes.

Pay a little more, get a lot more

Accidental damage.
Bursting or overflowing of geysers, water heating systems & pressurised water pipes (cover for wear & tear can be included).
Business all risk.
Contamination or pollution of wine stocks.
Debris removal.
Defective workmanship.
Electronic equipment.
Fidelity cover.
Glass.
Goods in the open.
Goods in transit.
Leakage by sprinklers, drenching systems of fire extinguishing equipment.
Leakage of oils/chemicals/fumes.
Motor: Passenger liability/unauthorised passenger liability.
Motor: Specified or fleet basis (deposit premium options).
Non-forcible & violent entry into a vehicle.
Personal accident & stated benefits.
Products liability.
Riot & strike.
Security services.
Specified or unspecified suppliers, customers & sub-contractors.
Subsidence & landslip.
Theft with & without forcible or violent entry/exit.

Retailers

Buy the best cover in town, when you join our royal family

In a nutshell

Key benefits

Target market

We service all retailers, with special focus on retailers of

Food & beverage stores.

Hardware, paint & glass.

Home furniture, appliances, spares & equipment.

General goods, cosmetics & toiletries.

Textiles, clothing and footwear.

Food & beverage
stores

Hardware,
paint & glass

Home furniture,
appliances, spares & equipment

General goods,
cosmetics & toiletries

Textiles, clothing
and footwear

Retailers cover

Buy the best cover in town, when you join our royal family.

What's covered by the king

Pay a little more, get a lot more

Insurance products

Fun stuff

Important stuff

Existing clients

Call me back

Personal insurance

Extra insurance options

Helpful info

Decreasing car premiums

Business insurance

Engineering

Engineering

Community insurance

Community insurance

Cyber insurance

Cyber insurance

Agri Insurance

Agri Insurance

Important info

Important info

Life insurance

Investments

Our life insurance products

Livin'

Investments

Investments

Helpful info

Helpful info

Claims

Claims

Get a quote

No medical exam necessary

Manage your policy

Find an approved provider

Downloads

About Us

Retailers

Buy the best cover in town, when you join our royal family

In a nutshell

Key benefits

Target market

We service all retailers, with special focus on retailers of

Food & beverage stores.

Hardware, paint & glass.

Home furniture, appliances, spares & equipment.

General goods, cosmetics & toiletries.

Textiles, clothing and footwear.

Food & beverage stores

Hardware, paint & glass

Home furniture, appliances, spares & equipment

General goods, cosmetics & toiletries

Textiles, clothing and footwear

Retailers cover

Buy the best cover in town, when you join our royal family.

What's covered by the king

Pay a little more, get a lot more

Insurance products

Fun stuff

Important stuff

Existing clients

Get a quote

Call me

Submit a claim

Decreasing
car premiums

Our life insurance
products

No medical exam
necessary

Food & beverage
stores

Hardware,
paint & glass

Home furniture,
appliances, spares & equipment

General goods,
cosmetics & toiletries

Textiles, clothing
and footwear