Lights, camera, action! You’re in the starring role, cruising down the highway with the wind in your hair, in your very own blockbuster, ‘Life on the road’. Now, who’s your co-star? Your trusty car, of course. But hey, who’s that in the driver’s seat? Ah, that’s the ‘regular driver,’ playing a leading role in determining your insurance policy at King Price Insurance.
If you’re scratching your head, wondering, who’s this regular driver and why are they so important? Well, buckle up, folks! We’re about to put the pedal to the metal on this topic.
When we say regular driver at King Price, we’re referring to the person who drives your car most often during any given month. Imagine a race where the driver spending most of the time behind the wheel, takes home the trophy. But wait! There’s another category… The ‘nominated driver.’ This person gets your royal decree (read: permission) to sometimes grace the driver’s seat.
In the car insurance universe, the difference between a regular driver and a nominated driver is as stark as night and day. The regular driver is like your car’s BFF, while the nominated driver is more of a background extra who pops in for a chat (or a drive) now and then.
Why does this matter? Oh, it’s all about that sweet, sweet risk profile. Your insurance cover and monthly premium are choreographed to the rhythm of the regular driver’s risk profile. For instance, statistically, a young male driver is more likely to bump into trouble than an older female driver. Consequently, our older lady may end up paying less in premiums than our young lad, who is seen as more of a risk.
But let’s stir the pot. If our seasoned lady permits her young son to be the regular driver, she might not be paying the right premium or receiving the correct cover. And if an accident happens when her son is behind the wheel, it’s a potential no-go from the insurance company.
So, folks, let’s keep things transparent and accurate. When you roll with us, it’s crucial you tell us who your car’s bestie is, aka the regular driver. And any nominated drivers should also get a mention. By serving us the correct details, you’re setting yourself up for a smooth ride with the right coverage and no nasty surprises down the road. Remember, incorrect details = incorrect cover.
We’re all about making your insurance journey as entertaining and drama-free as possible. Lights, camera, action, let’s drive!
Click here for a commitment-free quote or WhatsApp us on 0860 50 50 50 today for more info on how to add a driver to your policy. T’s and C’s apply.
