Being involved in a car accident is distressing enough, but it becomes even more challenging when the other party drives off without a word. This is known as a hit-and-run, and it’s important to know how to handle the situation, especially from an insurance perspective.
Here are our top tips:
Stay calm and assess the situation
First, ensure your safety and check for any injuries. If you’re able to, move your car to a safe location. Take deep breaths and try to stay calm.
Document everything
Take pictures of the damage to your car, the surrounding area, and any debris that may have come from the other car. If there are witnesses, ask for their contact info and statements.
Report the incident
Contact the police immediately to report the hit-and-run. This official report is vital for insurance claims. Provide as much detail as possible, including the make, model, and colour of the other car, and the direction it went after the collision.
Let your insurer know
Get in touch with your insurance company ASAP. Companies like King Price offer dedicated support in these situations. Inform them of all the details and submit the evidence you’ve gathered.
Seek legal advice
Consider consulting with a legal professional to explore your options, especially if there are significant damages or injuries involved.
Prep for next time
We know, the thought of this kind of thing ever happening again is enough to frustrate anyone… And while you can’t completely prevent it, there’s something you can do to make your life easier in an unfortunate event like this: Invest in a dashcam. (It’s an invaluable tool that can provide crucial evidence if something like this ever happens again.)
Remember, the key is to act promptly and preserve as much evidence as possible. While it’s a challenging time, knowing the right steps to take can ease the process significantly.
For more info on how to navigate the aftermath of a hit-and-run, or to get a commitment-free insurance quote, click here or WhatsApp King Price on 0860 50 50 50. We’re eager to assist.
Psst… This blog provides general info only, and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here.
