There’s 1 thing that’s never in doubt when it comes to our take on insurance. We always, always, always prioritise what’s best for you. We’re basically obsessed with creating quality insurance products to cover the risks that threaten your valuables. We’re also crazy about making sure that our insurance is super cheap so that you can afford it. And we’re absolutely dotty about your wellbeing. That’s why you’ll find loads of info on what to do when bad things happen. Like what to do after a car accident, how to survive the aftermath of an accident, and 3 things you need to know if you’ve written off your car.
We’ve even provided every 1 (not just our awesome clients) with access to an accident form which you can print out and keep in your car. If you’re not sure how to use an accident form, then we’ve got you covered with a little note on how it helps you. That’s how committed we are to looking out for you.
Now we’re back with the things that you should never do after a car accident, because we want you to be safe and we want to make sure that your claim has the best chance of going through successfully. Take a look!
Don’t skidaddle
A car accident’s awful, even the little fender benders… So who’d want to stick around? We totally get that you’d want to get out of there as quickly as possible, but you can’t do that. You need to stay at the scene and assess the situation.
You need to stick around to:
- Check for (and help) any injured people by calling ambulances, etc. Don’t move them.
- Get details from every 1 involved in the car, including ID numbers, phone numbers, and the like.
- Call the king to tell us about the accident and ask for a tow if your car isn’t driveable.
Don’t say that it’s your fault out loud
We can’t stress this enough. You should absolutely not admit fault at the scene of a car accident. Obviously we’re not telling you to lie, because honesty’s always the best policy. What we’re saying is that you should avoid incriminating yourself.
Other insurance companies may use anything you said against you to prove that they shouldn’t have to pay for the damages caused in the accident. The other parties involved in the accident might also use these statements in a lawsuit against you. So just don’t.
Don’t forget to take a few pics
Evidence is key in a car accident claim (or a lawsuit) and nothing is more concrete than pictures, so whip out your phone and do your finest Annie Leibowitz impression. Take as many pics as you can of your car and any other cars or property involved, including number plates, license disks, street names, the other party’s driver’s license, etc.
Don’t start a panic party
It’s super important for you to remain calm. Your adrenaline’s probably pumping and the emotions might be threatening to overwhelm you, but there are just a few things you need to attend to. It’s better to have a cool head so that you can take a few pics of the accident, jot down details of the other parties involved, and even help injured people if necessary.
It also won’t help to get upset with any of the other parties involved in the accident, so again… Try to remain calm.
Don’t forget to alert the po-po
Some people think that you only need to call an ambulance if some 1 has been injured in an accident, but actually all accidents need to be reported to the police. SA’s finest will give you a case number, which we’ll need as part of our claims process. It’s 1 of those pieces of info that we need, so please don’t forget about this detail.
And the rest?
After a car accident, there are likely a million questions running through your head… That’s why we’re doing our best to equip you with the right knowledge and know-how to help you when the worst happens.
Oh, and remember to:
- Tell us about the accident ASAP.
- Make sure your car’s safe to drive.
- Call us for a tow if your car isn’t driveable.
- Check if there are any cameras pointed at the scene and take a pic of it to note its location.
See? We care about you. If you’ve got more questions or want to get the king’s royal touch for your car, then give us a call on 0860 50 50 50 or click here to get a super cheap quote or ask for a call back.
