Holiday cheer doesn’t have to mean empty wallets! The festive season is an ideal time to revisit your finances, especially when it comes to insurance. It might sound like a chore, but a little effort here can free up funds to use where it matters most. Let’s explore how you can save this Christmas and make the most impact with the least budget, and see how updating your insurance can help free up more budget in 2025.
Set a realistic budget and stick to it
When it comes to the holidays, budgeting goes part-and-parcel with the intriguing parcels under the tree. Setting a budget is a holiday essential. By planning, you can avoid Janu-worry and focus on what matters most, which is quality time with your loved ones.
Get sentimental
Personalised or handmade gifts carry a much higher price tag than store-bought goods. Not literally, of course, as making gifts will generally be much more affordable than buying them… But their recipients will value them so much more. And there’s also the gift of time. Less time spent at the mall = more time spent with your loved ones.
See a ‘doctor’ for financial health
In this case, the doctor you need to visit is a certified financial planner. Why, you ask? Well, professional insights and advice can mean financial security down the line. Think of it as a future-forward gift you’re giving yourself.
Insure your real risks and needs
Reviewing your insurance might feel like a task for the New Year, but don’t wait! Reassessing now can mean instant savings and better protection going forward. King Price offers a stand-out product that can help you save money every month: Comprehensive car insurance that decreases your premium monthly as your car’s value goes down. And for households that comprehensively insure multiple cars, we discount your premium by up to 20%! You can also add scratch and dent cover, a car warranty, or shortfall cover for extra peace of mind. You can even cover some high-value items, like your golf clubs and bicycle, for just R1 monthly. Hey, we’re not called the king of insurance for nothing!
A sprinkle of planning, a dash of creativity, and a measure of self-restraint can combine into a recipe for a healthy wallet this holiday, and a better budget in 2025.
Want to get going with the insurance part of it in the meantime? Just click here or WhatsApp us on 0860 50 50 50 for a commitment-free insurance quote.
Psst… This blog provides general info only, and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here.
