How to compare car insurance quotes like a pro
If you’re living in South Africa, you know there are more car insurance options than there are people trying to dodge potholes. With so many companies vying for your business, it can feel like you’re choosing between a range of products that all sound pretty similar, but how do you know which 1 is actually the best for you? Don’t stress, we’ve got your back! The trick is to compare apples with apples (or, in this case, cars with cars). Here are a few things to consider to help you make the smartest decision when comparing car insurance quotes:
1. Look beyond the price tag
Of course, price is important, we all love a good deal. But when it comes to car insurance, it’s not just about finding the cheapest premium. Sure, you want your wallet to stay happy, but you also need to check what you’re getting for your money. Does the cover include the basics like theft and accident damage? Yes. But what about the ‘nice-to-haves’? At King Price, we’re all about adding value. For example, we offer unlimited roadside assistance (because breakdowns are the worst), plus a whole range of emergency services. Oh, and our king’s cab service means you won’t have to worry about finding a lift home after a couple of drinks (we’re talking to you, braai legends). So, while a cheap quote might seem tempting, look closely at the extras to see if you’re actually getting your money’s worth.
2. Don’t settle for monthly price increases
Here’s a little secret: Your car is losing value faster than a leaky tyre. It’s true! Your car is literally worth less every single day, but that doesn’t mean your insurance premium should go up with it. Enter King Price – where we do things differently. Instead of jacking up your premiums every year, we actually decrease your car insurance premiums month-by-month, in line with your car’s depreciation. Yes, you read that right – your premiums get cheaper as your car loses value. Who knew car insurance could be this kind?
3. Don’t be fooled by marketing gimmicks
Insurance companies are masters of the marketing game – they’ll hit you with flashy ads and ‘exclusive’ offers that sound too good to be true. 1 of the classic tricks is the no claims bonus. Here’s the catch: They tend to inflate your premiums upfront, and if you’re lucky enough to go claim-free for a year, you might get a tiny portion of your money back. But guess what? At King Price, we don’t need gimmicks to get your attention. We offer you a lower premium from the get-go. No tricks, no smoke and mirrors.
Another sneaky move to watch out for is when companies repackage the same products in different ways, making it look like you’re getting something totally unique. In reality, they’re all offering the same thing, just in a different wrapper. At King Price, we keep it real. You’ll get exactly what you need without any inflated promises.
4. Settle for nothing less than the best
At King Price, we believe price is king – but value is the true ruler. That’s why we offer the best premiums with top-tier service. You shouldn’t have to choose between affordability and quality cover. Whether you’re cruising the N1, stuck in traffic on the M1, or off-road in the middle of nowhere, you’ll get the best possible service with the best possible benefits – without having to compare 500 different quotes. Just do the sensible thing, and choose King Price.
So there you have it – don’t get bogged down by the number of options, don’t be swayed by flashy promises, and don’t settle for less. With King Price, you’ll get great cover at a great price, with a massive dash of royal treatment thrown in. Ready to ditch the confusion and sign up with the best? We’re here for it.
Give us a call or pop us a WhatsApp on 0860 50 50 50 for a commitment-free quote.
Psst… This blog provides general info only and doesn’t count as financial or product advice from King Price or our legal and compliance experts. Remember, all our premiums are risk-profile-dependent, and T’s and C’s apply. Our most up-to-date KPPD (policy wording) can always be found here.
Our website T’s and C’s can be found here.
King Price Insurance Company Ltd is a licensed non-life insurer and registered financial services provider. (Reg no. 2009/012496/06 | FSP no. 43862)

