Machinery breakdown:

You’re covered against the deterioration of the goods inside the refrigeration chamber/s at your premises, resulting from refrigerant contamination and the sudden and unforeseen physical damage to your insured property or interruption of the public power supply at the terminal ends of the supply authorities’ service feeders at the premises.

Loss or damage to property due to or caused by

• Improper storage and damaged packaging.
• Incorrect storage temperature.
• Penalties, consequential loss and liability.
• Power supply interruptions.
• Shrinkage, and inherent and natural causes.
• Temporary repairs.
• Willful acts/negligence.
• The deterioration or putrefaction of stock.

• Contamination and pollution of wine stock.