Insurance
excess

At King Price we keep excess simple

Here's a breakdown

As you know, at King Price we always have your best interests at heart. For this reason, we simplified and restructured our insurance excess amounts to make your universe a brighter, easier and cheaper place.

Best of all, with us you get to choose the basic car excess that best suits your pocket and preference. The higher the excess, the lower your monthly premium... So play around with our awesome excess slider to select the premium and excess that makes you the happiest.

The king's excess summary

* We allow you to choose the excess that best suits you. But remember, the higher your excess, the lower your premium.
Basic excess
Car: Basic car excess (you choose)	R1,500 - R27,500*
Car: Factory-fitted radio (not specified)	Basic
Car: Specified radio	R750
Car: Window replacement (excluding panoramic glass)	R1,250
Car: Window chips	No excess
Motorbike: Basic excess	R2,750 or 10% of claim value
Motorbike: Theft of keys	R500
Caravan	R2,500
Trailer	R2,500
Specified portable possessions including cellphones	R1,250 minimum or 5% of claim value
Unspecified portable possessions	R500
Buildings	R1,500 minimum, R4,500 maximum or 5% of claim value
Buildings (due to power surge)	R2,500
Home contents	R1,500 minimum, R4,500 maximum or 5% of claim value
Home contents (due to power surge)	R2,500
Additional home contents cover	R400

Please note: The combined excess for a motorbike claim will never exceed 40% of the agreed value.
Additional excess
These are to be paid per incident, over and above your basic excess, if applicable:
Car: If the incident driver isn't the regular driver and is younger than 25 years OR has had a driver's licence for less than 2 years	R4,500
Car: If the incident occurred outside of SA and the car isn't drivable	R7,500
Car: If the incident occurs in the first 3 months of cover	R3,500
Motorbike: If the incident occurs in the first 3 months of cover	R3,500
Motorbike: If the named rider has a learner's licence	R5,000
Motorbike: If there's more than 1 claim for the same type of incident within any 12-month period	R2,000
Motorbike: If there's no other party involved, or if the third party can't be traced	R2,000
Motorbike: For an approved track school incident	R5,000

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Insurance
excess

At King Price we keep excess simple

Here's a breakdown

The king's excess summary

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Insurance excess

At King Price we keep excess simple

Here's a breakdown

The king's excess summary

Insurance products

Fun stuff

Important stuff

Existing clients

Call me

Submit a claim

Decreasing
car premiums

Our life insurance
products

No medical exam
necessary

Insurance
excess